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January 23, 2025

Car Insurance: Do You Really Have Full Coverage?

Insurance companies, who like to make profits, may sell you “full coverage.” But beware! Full coverage legally is very different from what you should have practically. And not knowing the difference can land you in economic disaster. Car insurance can feel like a confusing maze of options and…

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Most Common Slip and Fall Injuries

It started as a day like any other. You ran some errands and met friends for lunch. But, in an instant, your life changed. While descending the stairs at the restaurant, you tripped, rolled down the stairs, and hit your head on the concrete. Your friend called for an ambulance, which rushed you to the hospital. You now have a broken hip, a concussion, and feel chronic pain.

Unfortunately, this is not a unique event. According to the National Safety Council, falls are responsible for 33% of all preventable, non-fatal injuries and 21% of all preventable deaths . Older Americans are at an even higher risk of injury from falls; in 2019, the Centers for Disease Control and Prevention (CDC) reported 3 million emergency room visits for falls from senior citizens, at a cost of $50 billion.

What Are Some Common Causes of Slip and Fall Accidents?

Common causes of these injuries include:

  • Debris in your path. If you are walking in a business and the floor is wet, or someone dropped something, you may not notice it and slip and fall. This is especially true for businesses near the beach that could have a fine layer or sand or salt water covering the floor and making it slick.
  • Broken or uneven pavement. This often happens if there is overgrown foliage and the tree roots are uplifting the sidewalk.
  • Poor lighting. At night, it can be difficult to see exactly where the stairs are, or if there is debris in your path.
  • Improper use of floor cleaners. Different types of flooring need different types of cleaners. Using the wrong type of cleaner can make the floor slippery.

Common Injuries from Slip and Fall Accidents

Many individuals will walk away from a slip and fall with a bruised ego and not much else. But, others, especially senior citizens, can experience significant long-term pain and injuries, such as:

  • Broken hip or other bones, causing a permanent decrease in mobility and/or flexibility.
  • Spinal cord injuries, impacting a person’s ability to use their arms and legs and independently perform daily functions of living.
  • Concussion or other brain injury, leading to memory loss, mental impairment, slurred speech, dizziness, depression or anxiety, chronic pain, coma, or inability to care for oneself.
  • Cuts or lacerations that may require skin grafts or cause scarring.
  • Soft tissue damage, causing pain when performing daily activities.
  • Wrongful death.

If you or a loved one was injured by a slip and fall accident, contact Rader Law Group to learn your options for holding the negligent party responsible and receiving the compensation that you deserve for your injuries.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
National Safety Council. Top 10 Preventable Injuries – Injury Facts (nsc.org). Accessed October 11, 2022.
Centers for Disease Control and Prevention. Older Adult Falls | Fall Prevention | Injury Center | CDC. Accessed October 11, 2022.

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I Slipped and Fell on a Sidewalk. Can I Sue? Who Is Liable?

For some people, slip/trip and fall accidents are merely annoying – you might feel embarrassed and uncomfortable from some cuts or black and blue marks, but otherwise you are fine. Not everyone is so lucky though. For others, especially the elderly, a slip/trip and fall can be a life-changing experience, leading to broken bones, back injuries, knee or ankle injuries, concussions or traumatic brain injuries. This could lead to lengthy stays at a hospital, nursing or rehabilitation center, surgeries and months of physical therapy. If you or a loved one suffered a severe injury from slipping and falling on a sidewalk, you may be wondering what recourse you have.

Slips/trips and falls on sidewalks can be extremely complex. These types of claims fall under the umbrella of premises liability. A landowner has a general duty to maintain its property in a reasonably safe condition. When making a claim for injuries suffered in a sidewalk-related fall, you must prove that there was a dangerous condition on the property that the owner either knew about or, in the exercise of reasonable care, should have known about and failed to correct or repair.

The first step for an attorney in handling a sidewalk fall case is to determine who is responsible for maintaining the sidewalk where the incident occurred. This can be done through conducting research on the property appraiser’s website and pulling maps and plots. In some cases, it could be the municipal government, or in other cases, an adjacent homeowner or business. A homeowner or business may be the responsible party even if the slip/trip and fall occurred on a city sidewalk. For example, if an adjacent homeowner had trees on their property and the roots were causing the sidewalk to become uneven, then the homeowner could be liable, in addition to the city. A skilled attorney who specializes in slip/trip and fall accidents needs to evaluate the specifics of your situation to determine which party to hold liable in your slip and fall.

If the municipal government is liable, your attorney will file a “notice of claim” with the appropriate government agencies. Claims against the government use a completely different process than claims against a private individual or company. The former only have a three-year statute of limitations and have restrictions on the maximum amount that an individual can collect for their injuries. While suit can be filed against a private entity or individual the day after an incident, with claims against the government, after filing the notice of claim, the government entity has six months to investigate the claim and either attempt to resolve it or deny it entirely before suit can be filed.

If an individual homeowner, business, or homeowners’ association is liable, there is a four-year statute of limitations. Your attorney will contact the responsible party and their insurance company to file a claim for the injury. You may be able to recover compensation for doctors’ bills, hospital bills, imaging/radiology bills, physical therapy, a home healthcare aide, prescriptions, and modifications to your home – such as installation of wheelchair ramps. You may also be entitled to compensation for lost wages, future lost wages, pain and suffering, and loss of enjoyment of life.

After determining who is the party responsible for the sidewalk and your fall, it is important to determine how and why your fall happened. It is essential to have a qualified and competent person, an attorney or civil engineer, travel to the scene and document the condition of the sidewalk by taking numerous photographs and measurements. Pulling and reviewing the applicable codes, ordinances and statutes will also help determine if the sidewalk was negligently constructed or maintained. Your attorney should also immediately notify the landowner of the potential claim and demand that they preserve certain evidence, like maintenance records and even the sidewalk itself, for future inspection.

If you or a loved one were injured in a slip/trip and fall on a sidewalk, contact Rader Law Group as soon as you can. We will investigate the incident to see if either the municipality or an adjacent property owner is liable and, if so, we will vigorously pursue justice for you or your loved one.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

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Case Verdict – Rear-end Car Crash Pre-suit Settlement

Rader Law Group attorney Howard Weitzner recently obtained a $71,000.00 pre-suit settlement for our lovely client who was injured a rear-end car crash. Our client suffered an extreme aggravation of her pre-existing back and neck injuries, as well as her anxiety and depression. By diligently collecting and reviewing all our client’s medical records and spending time with her immediate family, Mr. Weitzner was able to understand the impact this crash had on our client and successfully proved to the adverse insurance company that her previous condition was stable and manageable until the subject crash.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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Does Having a Pre-Existing Condition Impact My Personal Injury Claim?

If you have been injured due to someone else’s negligence, you may worry that your previous injuries or health conditions such as back or neck pain, headaches, depression, anxiety or arthritis may affect your ability to pursue an injury claim and obtain fair compensation for your injury. Your worry is not unfounded, as insurance companies routinely try to deny or undervalue personal injury claims due to an accident victim’s pre-existing conditions. In fact, one of the first things defense attorneys request in standard discovery is ten years-worth or prior medical records. Fortunately, the law in on your side. Even those with chronic, pre-existing pain or injuries can become injured and deserve the same justice as someone who was never injured before. With the guidance of an experienced personal injury attorney, you can, in fact, collect compensation for a personal injury claim even if you have a pre-existing condition.

In Florida, if you have a pre-existing condition and your accident-related injury worsened or aggravated your condition, you are still entitled to full compensation for the damage caused. Florida Standard Jury Instruction 501.5 (a) states that:

If you find that the (defendant(s)) caused a bodily injury, and that the injury resulted in [an aggravation of an existing disease or physical defect] [or] [activation of a latent disease or physical defect], you should attempt to decide what portion of (claimant’s) condition resulted from the [aggravation] [or] [activation]. If you can make that determination, then you should award only those damages resulting from the [aggravation] [or] [activation]. However, if you cannot make that determination, or if it cannot be said that February 1, 2018 Florida Standard Jury Instructions in Civil Cases 340 the condition would have existed apart from the injury, then you should award damages for the entire condition suffered by (claimant)

Florida also recognizes a legal doctrine called the “eggshell plaintiff,” which says an individual is responsible for the full extent of the injuries they cause to someone else regardless of if the injured person had a pre-existing condition that made them more susceptible to the injury. We trial lawyers say that you must take the Plaintiff as you find him or her. For example, if someone has a pre-existing condition that causes fragile bones, and they suffer broken bones from an injury that in most people would only cause cuts and scrapes, the negligent individual who caused the injury is still responsible for the injured person’s broken bones. Additionally, if a person had a prior injury, like a disc herniation in their back, which became worse either subjectively or objectively in an accident, they can still make a claim for the harms and losses that they suffered.

If you are injured and have a pre-existing condition, it’s essential that you disclose this information to your attorneys and your doctors. You must be clear and specific about your complaints, both before and after the accident and distinguish how your pains and limitations are different after this new accident. This is important from a diagnostic perspective, as it will help your treating physicians determine how to properly treat your injuries. It is also important from a legal perspective, as the detailed medical records will help your doctors and attorneys illustrate and prove that your injury was worsened in the subject accident.

As with all personal injury cases, but especially when you have a significant prior medical history, it is important to seek medical attention as soon as possible after the incident. Follow all your doctor’s advice and attend your appointments and work hard in therapy to maximize your physical recovery.

After you are injured, your first call should be to Rader Law Group. We will hold the insurance companies to task and not allow them to undervalue or deny your claim due to your pre-existing condition. If the insurer is not responsive in properly compensating you for your injuries, we will file a lawsuit and fight aggressively for you to receive justice for your injuries.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Centers for Disease Control and Prevention. Data and Statistics for Cerebral Palsy | CDC. Accessed August 1, 2022.
Centers for Disease Control and Prevention. Causes and Risk Factors of Cerebral Palsy | CDC Accessed August 1, 2022.

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My Baby Was Born with Cerebral Palsy. What Recourse Do I Have?

The doctor has diagnosed your beautiful baby with cerebral palsy. Nothing can emotionally prepare you for this moment. Like most parents in this situation, you probably felt a mixture of shock, anger, sadness and helplessness. How did this happen? Was it something you did? Was it something the doctor did? How do you move on from here?

Cerebral Palsy is a group of brain disorders. It is the most common motor disability diagnosed in childhood and affects one in 345 children in the United States . It primarily affects an individual’s ability to move and balance, but can have many other symptoms as well, such as seizures, intellectual disabilities, spinal abnormalities, and uncontrollable movements. The disorder varies in severity – with some affected individuals living mostly typical lives to others who are unable to care for themselves.

Cerebral Palsy is caused by abnormal brain development in utero or brain damage before, during or after birth. According to the Centers for Disease Control and Prevention, the risk factors for cerebral palsy include:

  • Low birthweight
  • Premature birth
  • Being a multiple (twin or triplet)
  • Being conceived through assisted reproductive technology
  • Jaundice
  • Baby’s mother suffering from an infection during pregnancy
  • Baby’s mother having a medical condition, such as thyroid problems, seizures or an intellectual disability
  • Birth complications, such as problems with the umbilical cord.

While cerebral palsy is typically congenital, there are times where this birth complication was preventable. In some cases, the doctor or other healthcare professionals who were treating the mother during pregnancy or delivering the baby may have committed medical malpractice that caused the cerebral palsy. For example, if the doctor did not treat the baby’s jaundice using the correct procedures in a timely manner, that may be a cause of a baby’s cerebral palsy. Similarly, if the doctor did not perform a necessary C-section, that could also cause the disorder. Another cause is the incorrect use of birth tools, such as forceps.

Because most cases of cerebral palsy are congenital, proving that a baby’s cerebral palsy was caused by medical malpractice is very complex. Hiring an experienced medical malpractice law firm, like Rader Law Group, is essential. Your attorney will work with medical experts to review your pregnancy records, baby’s birth records and medical records. They will also conduct additional thorough investigations to determine if it can be legally proved that medical malpractice caused your baby’s disorder. The next step will be to quantify the financial impact or value of all the harms and losses that this disorder may have on your baby’s life and what it will reasonably cost to give your child the care, comfort and quality of life moving forward that they deserve Armed with this information, your attorney may file a medical malpractice claim and hold the negligent medical providers responsible for their actions and failures.

If your baby has received a diagnosis of cerebral palsy and you feel it may be due to medical malpractice, contact Rader Law Group immediately. We cannot undo the damage that has been done, but we will fight for you to receive every penny you are owed to financially compensate you for their error.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Centers for Disease Control and Prevention. Data and Statistics for Cerebral Palsy | CDC. Accessed August 1, 2022.
Centers for Disease Control and Prevention. Causes and Risk Factors of Cerebral Palsy | CDC Accessed August 1, 2022.

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Case Verdict – Boca Raton Auto Accident

Rader Law Group attorney Howard Weitzner recovered $475,000.00 for our client injured in Boca Raton car crash. Our client was approaching a traffic light in the left-hand turn lane when the at fault driver suddenly merged into her lane from the right, causing serious injuries to her neck and back. The at fault driver, an 84-year-old out of state resident, contested liability and attempted to blame our client for the crash. His insurance carrier made a nominal pre-suit offer, forcing our client to file a lawsuit to recover for her harms and losses. Mr. Weitzner’s zealous representation helped maximize our client’s recovery.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

Learn More