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January 23, 2025

Car Insurance: Do You Really Have Full Coverage?

Insurance companies, who like to make profits, may sell you “full coverage.” But beware! Full coverage legally is very different from what you should have practically. And not knowing the difference can land you in economic disaster. Car insurance can feel like a confusing maze of options and…

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What You Should Know About Filing a Wrongful Death Claim in Florida

April 23, 2022

Few situations in life are more devastating than a wrongful death. One minute you are going about your daily activities, and the next minute, everything has changed and you are left with a gaping void in your world. In addition to the sadness, emptiness, anger and a host of other emotions you are feeling from the loss of a loved one, there are growing financial fears that you will need to face head on. Our system of justice of course cannot replace the joy your loved one brought into your life. However, we can help ease the financial burden that you are now facing, hold the at fault party responsible for the damage they have caused and get you the justice you deserve.

In most cases, a wrongful death is a death unintentionally caused by someone else’s negligence. Common causes of wrongful deaths include car crashes, pedestrian or bike accidents, medical malpractice, workplace accidents, construction accidents, or defective products. A wrongful death case is a lawsuit brought in the civil courts to provide financial restitution to the family of the person who died. The desired outcome is that the person who caused the wrongful death provides compensation to make your life as financially whole as possible. This is different from a criminal case or murder case, which is handled by the state attorney’s office and local authorities, where the outcome is that someone goes to jail as punishment for a crime.

Not everyone can file a lawsuit after losing a loved one due to the negligence of another, as Florida has a statute that outlines who may bring a claim for wrongful death. People eligible to bring a wrongful death lawsuit include a surviving spouse, children, and other relatives who were dependent on the family member who died. A long-time boyfriend cannot sue for the loss of his girlfriend in a car crash, no matter how painful it may be for him.

The personal representative of the estate must initiate the case within two years of the date of death, otherwise, the claim will be forever barred, and they forfeit all rights to do so. This may feel like plenty of time, but wrongful death cases are extremely complex, so it is in your best interest to contact an experienced personal injury attorney familiar with handling wrongful death claims, like Rader Law Group, as soon as possible. Even if you are not sure you want to pursue a wrongful death claim, you should meet with an attorney as soon as possible to understand and protect your rights. If you decide to pursue a claim, following are the steps that we will take:

  • Investigate the details surrounding the death gather evidence essential to proving the other party was negligent and this negligence caused your loved one’s death.
  • Develop a thorough accounting of how your loved one financially supported each of your family members. By spending time with the surviving family members, we can learn how integral a part of their lives the deceased was, and estimate the value of non-economic losses, such as loss of companionship and loss of parental instruction.
  • Attempt to negotiate the highest possible settlement with the at-fault party or their insurance company. If that is unsuccessful, we will file a lawsuit and litigate in court. Many wrongful death claims can be settled out-of-court, but our attorneys are skilled litigators who will take the case to trial and obtain a verdict from a jury when necessary.

Our goal is for you to receive financial justice for your loss. Contact us today so you can learn how you can receive compensation to make up for the financial losses you are incurring due to the wrongful death of your loved one.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

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Case Verdict – Premise Liability Parking Lot Slip and Fall

April 11, 2022

Rader Law Group attorney Howard Weitzner resolved a premises liability claim for our client for $260,000.00 without filing a lawsuit. Our client tripped and fell in a hole in a parking lot outside of the office where she works, injuring her neck, ankle and shoulder. The owner of the property repaired and resurfaced the parking lot within days of her fall. After prolonged medical treatment, our client made the decision to resolve her claim amicably, as opposed to filing a lawsuit against the responsible parties.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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Do I Really Need Uninsured Motorist Insurance in Florida?

April 10, 2022

Every day our attorneys meet car crash victims. Many of these people are safe drivers with clean driving records. They just happened to be in the wrong place at the wrong time. Having uninsured motorist insurance can be your lifeline if you find yourself in this situation.

In 2021, 400,431 vehicle crashes occurred in Florida, resulting in 252,562 injuries and 3,707 fatalities . This comes out to more than 1,000 car accidents per day. Moreover, Florida ranks 6th in the nation in the number of uninsured drivers, with 20.4% of Florida drivers uninsured . This means that there is a good chance that if you are in a car accident, the driver who hit you is uninsured.

Even if the driver has insurance, it may not be enough. Florida requires drivers to carry $10,000 in personal injury protection (PIP) insurance and $10,000 of property damage liability (PDL) insurance. Since Florida is a no-fault state, you use your own PIP coverage to cover the first $10,000 of medical bills and lost wages regardless of who is at fault. If you have been badly injured in a car accident, $10,000 may not even cover your hospital bills, let alone the costs of lost wages, ongoing therapy, rehabilitation, medication, or other expenses. In all states other than Florida and New Jersey, drivers are required to carry bodily injury liability (BIL) insurance to cover the medical expenses for the non-at-fault driver and passengers in a car crash. In Florida, all insurance companies are required to offer BIL insurance, but drivers are not required to purchase it as part of their policy. So, even if the driver who hit you meets the legal definition of being insured, they may not have purchased BIL to cover your injuries.

What now? How do you receive compensation to cover the costs of your injuries? You can try to sue the negligent driver personally. However, if they did not have enough money to purchase insurance or only purchased the minimum amount of insurance and no BIL insurance, chances are they will be unable to personally pay for your expenses. This is when you need uninsured / underinsured motorist coverage.

If you are in either of these situations and you have purchased uninsured / underinsured motorist coverage, you can receive compensation from your own policy for medical bills, lost wages, nursing care, medical devices, and even costs for retrofitting your home to accommodate any disabilities resulting from the accident. You may be eligible to receive compensation for emotional distress and mental anguish as well. Uninsured / underinsured motorist coverage is your safety net if you find yourself in a serious car accident with someone unable to pay your bills.

At Rader Law Group, we see first-hand the devastation that a car accident can cause. We encourage all drivers to protect themselves by investing in an uninsured / underinsured motorist policy. If you have been involved in a car accident and want to know your rights, contact us today for a free consultation.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

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Can I Receive Compensation for a Back Injury?

March 24, 2022

One of the most common car crash injuries is back pain. For some victims, a back injury might be temporary and minor. For others though, a back injury can lead to a lifetime of pain and steep medical bills. Your ability to receive compensation for your back injury depends on the following factors:

Level of injury: Florida is a no-fault insurance state. This means that if you are injured in an accident, your personal auto insurance covers the first $10,000 worth of medical bills and lost wages regardless of who caused the accident (subject to your deductible and paying 80% of each bill until it reaches the $10,000 limit). If the cost of your injuries is more than $10,000 and the other driver is at fault, you can file a lawsuit against them. You can recover compensation for economic costs, such as medical bills and lost wages. You may be able to recover non-economic losses, such as pain and suffering, if your injuries meet one of the following criteria:

  1. There must a significant and permanent loss of an important bodily function.
  2. The injury must be permanent.
  3. There is permanent scarring or disfigurement.

Value of Opposing Party’s Insurance: Florida law does not require that drivers carry a minimum amount of bodily liability coverage for others’ injuries. Therefore, the amount of coverage that an individual driver carries can range widely. The amount of compensation that you will be able to obtain will be dependent on the amount of bodily liability coverage that the opposing party purchased.

Value of Your Insurance: If the opposing party lacks sufficient bodily liability coverage, the value of your own uninsured / underinsured motorist coverage will impact the amount of available compensation.

Comparative Negligence: In Florida, the police, insurance company, and/or jury assign both parties in a car accident levels of fault, or blame, for the accident. For example, the other driver may be 90% at fault and you may be 10% at fault. The amount of compensation that you are awarded for the accident will be reduced by the percent that you were at fault. So, if a jury decides that the opposing driver owes you $100,000 for your injuries and that you were 10% at fault for the accident, you would receive $90,000.

Experience and Skill of Your Attorney: Your attorney’s ability to investigate the accident, develop a compelling argument to prove the severity of your injuries, as well as litigate the case in front of a judge and jury, plays a large role in your ability recover damages. At Rader Law Group, we specialize in securing compensation for victims of car accidents. We have won millions of dollars in settlements and judgements for clients who were victims of car accidents. Contact us today so we can develop a plan to help secure justice for your injuries.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Online Sunshine. Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us). Accessed February 4, 2022.

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Case Verdict – Umbrella Policy Covers Inadequate Auto Coverage

March 21, 2022

On December 28, 2019, our 77-year-old client was a front seated passenger who was injured in a crash when she was hit in the face with an airbag at a high rate of speed. The crash was the result of negligence by both the driver of her vehicle and that of another car. She sustained an orbital fracture of her eye and a nose fracture. She also developed visual problems and double vision together with other orthopedic injuries. As a result of the crash, she is unable to drive and needed the service of an aide. The crash left her disfigured with scarring on her face and a nerve entrapment requiring future facial surgery and scar revision. Both drivers did not have adequate coverage to secure justice for the injuries she sustained, but the client had protected herself by purchasing both uninsured motorist and an umbrella policy. Rader Law Group was recently able to secure policy limits from all drivers and achieved a settlement for the client of $987,500.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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Car Seat Safety Tips and Resources to Help Prevent Accident Injuries in Coral Springs

March 10, 2022

According to the National Highway Traffic Safety Administration (NHTSA), car accidents are the leading cause of death for children in the US . In 2018, 1,038 children were killed and 190,000 were injured in crashes. Properly using car seats can help your child stay safe in an accident. The Centers for Disease Control and Prevention (CDC) found that:

  • “Car seat use reduces the risk for injury in crashes by 71–82% for children, when compared with seat belt use alone.
  • Booster seat use reduces the risk for serious injury by 45% for children age 4–8, when compared with seat belt use alone.”

Car Seat Stages

Rear-Facing Car Seats: These seats are used for newborns through ages 2-4, depending on your child’s size. Typically, a baby will start in a rear-facing infant seat and then trade up to a larger rear-facing seat after they outgrow the first one. The manufacturer will list specific height and weight requirements for the seat and your child should stay in it until they exceed those requirements. The seat should be used only in the backseat of the car. It features a harness and provides the maximum amount of protection.

Forward-Facing Car Seats: Children should use these car seats after they outgrow the rear-facing car seat until at least age five. They should stay in this seat until they outgrow the manufacturer’s height and weight requirements. Similar to the rear-facing seats, this seat also contains a harness to provide additional protection in a crash.

Booster Seats: Booster seats help position an older child so that the car’s seat belt will fit them correctly. Most children should stay in the booster seat until between ages 9 – 12, depending on their size.

It’s safest for your child to stay in each car seat stage as long as possible because each subsequent stage provides less protection than the one before. In addition to using the right car seat, it’s imperative that the seat is properly installed. If you want to check that your child is in the right car seat and that it is properly installed, contact the Coral Springs – Parkland Fire Department for a car seat check. To make an appointment, call them directly at 954-346-1396. Or, if you live in Sunrise, contact the Sunrise police department at 954-746-3611.

Even if you are a careful driver, you may still be involved in an accident through no fault of your own. Buckling your child into a properly-sized and installed car seat can make all the difference in their outcome from the accident.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
NHTSA Traffic Safety Facts. 2018 Data: Children (dot.gov). Accessed February 16, 2022.
NHTSA Traffic Safety Facts. 2018 Data: Children (dot.gov). Accessed February 16, 2022.
Centers for Disease Control and Prevention. Child Passenger Safety | CDC. Accessed February 2, 2022.
Centers for Disease Control and Prevention. Child Passenger Safety | CDC. Accessed February 7, 2022.
Centers for Disease Control and Prevention. Child Passenger Safety | CDC. Accessed February 7, 2022.
Centers for Disease Control and Prevention. Child Passenger Safety | CDC. Accessed February 7, 2022.

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For you, this is everything. You were wronged and it wasn’t your fault. At Rader Law Group, we know this. We know that every case we handle represents your life. The path to justice is an emotional one. You are angry and were wronged, and it is our responsibility to protect you and to insist that you get the justice you deserve. With decades of experience, we take those duties very seriously.

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Coral Springs

  • 3111 North University Drive
    Suite 602
    Coral Springs, FL 33065

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    Deerfield Beach, FL 33442

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Disclaimer: Past results are not a guarantee that we will be able to obtain a similar result for your case since each case is unique. Results represent gross judgement or settlement before any applicable post trial reductions and set offs, the payment of attorney fees, costs, Medicare, Medicaid and medical liens. All results are reflective of judgements or settlements obtained by an attorney at Rader Law Group, and may have been obtained before joining Rader Law Group.

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