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January 23, 2025

Car Insurance: Do You Really Have Full Coverage?

Insurance companies, who like to make profits, may sell you “full coverage.” But beware! Full coverage legally is very different from what you should have practically. And not knowing the difference can land you in economic disaster. Car insurance can feel like a confusing maze of options and…

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Staying Safe this Fourth of July

The great American pastime of celebrating the Fourth of July with friends, food, and fireworks is a highlight of summer. Unfortunately, a side effect of this celebration is the exceptionally high number of preventable injuries and accidental deaths that occur during these celebrations. According to Pew Research Center, approximately 91,000 individuals visit the emergency room on July 4-5 each year, higher than all other two-day periods of the year.

Following are some safety tips from Rader Law Group to help your family stay safe while having fun this Independence Day:
Leave the fireworks to the professionals.

Fireworks are the single largest cause of emergency room visits on Fourth of July . Fireworks can cause severe burns, eye injuries and vision loss, facial injuries, loss of extremities, and hearing loss. This is true even for sparklers and legally-purchased fireworks. Your safest option is to attend your city’s professionally-run fireworks display instead of trying to run your own.

Stay safe in the pool.

Ensure that your pool party doesn’t become the site of an accidental drowning or poolside injury. Hire a lifeguard or make sure a responsible, sober adult is watching the pool at all times. Don’t allow guests to dive into shallow water. Ensure that any children who are not proficient swimmers wear a life vest and remain in arm’s length of their parents when in the water.

Grill safely.

Grills can cause fires and severe burns. Be sure to place your grill far away from any branches, grass, or anything else that is flammable. Keep children and pets far away from the grill at all times. It’s also important to make sure that a sober adult is attending the grill at all times.

Drink Responsibly.

It’s relaxing to have a few drinks with friends on the holiday, but it can also be deadly when it comes time to drive home. The National Highway Traffic Safety Administration (NHTSA) reports that 38% of all drivers killed during the Fourth of July holiday periods from 2017-2019 were drunk . Many drivers mistakenly believe it is ok to drive after drinking if it is only a short distance and they only had a couple drinks, but this line of thinking is dead wrong. If you plan to drink, arrange for a cab, rideshare, or designated driver to take you home.

The attorneys at Rader Law Group wish you a happy and safe Fourth of July holiday. We hope you don’t need us, but if you are injured on Fourth of July due to someone else’s negligence, we are here for you and will fight for you to receive justice for your injuries.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
The Pew Research Center. July 4 brings a boom in injury-related hospital visits | Pew Research Center. Accessed May 11, 2022.
The Pew Research Center. July 4 brings a boom in injury-related hospital visits | Pew Research Center. Accessed May 11, 2022.
NHTSA. Celebrate America Safely This July 4th | NHTSA. Accessed May 11, 2022.

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Rader Law Group, LLC’s Andrew Rader Achieves Board Certification In Civil Trial Law

CORAL SPRINGS, Fla. – June 16, 2022

Plaintiff’s personal injury law firm Rader Law Group announces that one of its founding partners, Andrew Rader, has earned Board Certification in Civil Trial law by the Florida Bar. This makes Mr. Rader part of an elite group. Of over 100,000 Florida attorneys, fewer than 1,000, or 1%, are Board Certified in Civil Trial law. Although Rader is AV-Pre-eminent rated by Martindale Hubbell attorney, a Super Lawyer, and a member of the Multi-Million Dollar Advocates Forum (recognizing attorneys who have resolved cases in excess of $2,000,000), he is particularly proud of the board certification because it is the only certification recognized by the Florida Bar and granted by the Florida Supreme Court itself.

“We’re extremely proud of him”, said partner and cofounder of Rader Law Group, Kenneth Cutler. “Andrew is an outstanding lawyer and an even better trial attorney, and this credential proves just that.”

According to the Florida Bar’s website, board certification “recognizes attorneys’ special knowledge, skills and proficiency in various areas of law and professionalism and ethics in practice. Established in 1982 by the Florida Supreme Court, board certification helps consumers identify specialists in various areas of law.”

To become board certified, Rader had to prove that he had significant trial experience. He did so by demonstrating that he has tried cases in Miami, Palm Beach and Broward counties, State and Federal courts, in New York, Bronx, Rockland and Orange counties in New York, and, as a public defender in the South Bronx for ten years, tried many criminal cases. In addition, he has taught extensively on the subject of litigation, including teaching and demonstrating techniques to cross-examine opposing experts.

Beyond this, the Florida Bar required that Rader provide references from other attorneys, which he did by providing accolades from some of the most highly regarded attorneys in the State of Florida.

Rader focuses his practice on serious personal injuries including collisions, falls, medical malpractice and products liability. He also handles commercial litigation, but only on contingency.

For more information on Attorney Andrew Rader of Rader Law Group, LLC, please visit our website at www.RaderLawGroup.com or email ARader@RaderLawGroup.com. Our phone number is 954-913-2273

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My Child Was Injured At The Pool. What Are My Rights?

Summer’s here! Nothing beats an afternoon splashing in the pool. Sadly though, every single day in the U.S., 33 people have a tragic ending to this activity; 11 die by drowning and another 22 experience a nonfatal drowning, which can lead to life-altering consequences . Here in South Florida, where water activities make up a significant portion of our leisure time, we are at an especially high risk. According to Florida Health, Florida had the highest unintentional drowning rate among children ages 0-9 in the US.

Pool injuries and drownings have a myriad of causes. Some of the most common ones are:

  • Slip and fall accidents: If the pool deck is slippery or has debris on it, a child could injure themselves on it or slip into the pool and drown or injure themselves there.
  • Inadequate supervision: If the pool does not have lifeguards, does not have enough lifeguards, or if the lifeguards are not enforcing the pool rules, someone could drown.
  • Inadequate maintenance: If the pool lacks adequate maintenance, such as incorrect chemical levels or an improperly maintained diving board, a swimmer could injure themselves or develop an infection.
  • Lack of anti-entrapment devices: A lack of anti-entrapment devices could cause drowning and severe bodily injury if a child’s limb or hair becomes entangled in it.

A non-fatal pool drowning can cause severe cognitive and cardiovascular defects that last a lifetime. Other catastrophic pool injuries can cause back, neck and spinal cord injuries, concussions, traumatic brain injuries, infections, and broken bones. Your child may need years of medical treatment and rehabilitation, robbing them of their childhood, and depending on the severity of the injuries, their future. Their long-term career prospects may be dimmed. Moreover, you may have lost wages due to taking your child to their medical appointments. On top of all of this is the psychological and emotional toll that these injuries will take on your family.

If your child was injured at a pool at an HOA, hotel, amusement park, or other facility, you may be able to recover damages for their injuries. Under Florida’s premises liability laws, if you are a patron of these facilities, the owner has a duty of care towards you. If the pool owner either knew about the hazardous condition that caused your injury or should have known about it and failed to fix it or warn you about it, they are liable for your child’s injuries.

If your child was seriously injured or drowned at a pool, contact Rader Law Group for a free consultation to discuss your case. We are not only attorneys, but moms and dads as well, and we will fight for your child to receive justice as hard as we would fight for our own.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Centers for Disease Control and Prevention. Drowning Facts | Drowning Prevention | CDC. Accessed May 10, 2022.
Florida Health. Drowning Prevention | Florida Department of Health (floridahealth.gov). Accessed May 10, 2022.

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Case Verdict – Commercial Litigation Settlement

Rader Law Group commercial litigation attorney Howard Weitzner recently obtained a verdict for his corporate client on an unpaid invoice case. After the buyer defaulted upon a $32,000 invoice, Mr. Weitzner filed suit and obtained a judgment in the full amount, plus interest, costs and attorney’s fees, which were recoverable under the terms of the contract between the parties. Soon after he was able to secure the verdict, Mr. Weitzner was able to collect the full amount from the party who had defaulted on payment. Our client was able recover the full amount they were owed, plus interest, without having to pay anything out of their pocket.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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My Teen Was In An Accident. Am I Liable?

Having a new driver’s license is every teenager’s dream and every parent’s nightmare. Teenagers aged 16-19 have the highest crash risk of all drivers on the road . The Centers for Disease Control and Prevention (CDC) reports that in 2019, 2,400 teens aged 13-19 died in car accidents and another 258,000 were treated in hospital emergency rooms for crash-related injuries. The top three risk factors for a teen driver becoming involved in an accident are:

  • Being male. Males have double the risk of a fatal accident as females.
  • Driving with passengers who are also teens.
  • Being newly-licensed. The risk of a car crash is highest the first few months after a crash.

Two of these risks are completely unpreventable. Many parents who have experienced the misfortune of having their teen involved in an accident have asked us if they are liable for damages. The answer is yes. Back when you signed the form at the DMV allowing your child to obtain a driver’s license, you agreed to be financially responsible for any accidents that they cause. This form remains in effect until the child reaches 18, the parent revokes the form, or the child is married.

A teen driver is held to the same level of responsibility as an adult in an accident. This means that if the teen’s negligence is the cause of the accident, and the accident causes more than $10,000 worth of medical bills and/or lost wages for the opposing party, the opposing party can make a claim for you to pay for their medical bills, medications, therapies or rehabilitation, lost wages, and depending on the severity of the injuries, pain and suffering.

If you added your teen to your insurance policy when they received their and you have bodily injury liability coverage, the likelihood is that the opposing party will come to a settlement with your insurance company rather than suing you. If your teen is not insured or if you do not have bodily injury liability coverage, contact a personal injury attorney to seek advice on how to handle this situation.

Even for the most cautious drivers, teen-aged or any-aged, sometimes accidents are unavoidable. If your teen was involved in an accident, and you feel that they have been unjustly found at-fault and you are concerned about your liability, call the Boca Raton car accident experts – Rader Law Group. We will investigate the details of the situation and advise of the best course of action to protect yourself.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Centers for Disease Control and Prevention. Teen Drivers: Get the Facts | Motor Vehicle Safety | CDC Injury Center. Accessed April 7, 2022.

Centers for Disease Control and Prevention. Teen Drivers: Get the Facts | Motor Vehicle Safety | CDC Injury Center. Accessed April 7, 2022.
Centers for Disease Control and Prevention. Teen Drivers: Get the Facts | Motor Vehicle Safety | CDC Injury Center. Accessed April 7, 2022.

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Car Safety for Teens

Your “baby” has just turned 15 and is learning to drive. Few situations in life are more terrifying to parents than envisioning their child behind the wheel of a car. While most teenagers do their best to be responsible drivers, the fact remains that they are highly inexperienced and may not always make the right choices. The attorneys at Rader Law Group have developed the following tips to help your teens minimize their risk of being involved in a car crash:

  • Obey posted speed limits. According to the National Highway Traffic Safety Administration (NHTSA), speeding was a factor in 27% of fatal accidents with a teen driver in 2019 . Teenagers, like many adults, may be tempted to drive faster than the posted speed limit, especially if they see their parent engaging in this behavior. Talk to your teen about obeying the speed limit and model this behavior for them as well.
  • Avoid distracted driving. The NHTSA reports that “dialing a phone number while driving increases your teen’s risk of crashing by six times, and texting while driving increases the risk by 23 times” . Teens should avoid using a cellphone at all – even if it is hands-free. Another risky activity that can cause distractions is driving with passengers other than a parent. Florida is one of only five states that allow newly-licensed drivers to transport passengers. Other distracting activities that should be avoided are switching radio stations and eating or drinking.
  • Only drive during optimal conditions. Driving at night, especially late at night, can raise the risk of an accident – visibility is lower, there are more impaired drivers on the road, and your teen could be drowsy. Similarly, driving during inclement weather also raises accident risks; roads could be slippery from the rain or there could be low visibility due to a storm or fog.
  • Wear a seatbelt. Chances are that your child has grown up wearing one. However, many teens make the poor choice to stop wearing one when they are driving. The NHTSA found that 45% of teen drivers who died in a car crash in 2019 were unbuckled . Make sure your teens understand that wearing a seat belt is the law, but even more important, it can save their lives.

Watching your teen drive on their own can be nerve-wracking. But by taking the time to have ongoing conversations about car safety, you can help your child to remain safe while behind the wheel.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
National Highway Traffic Safety Administration. Teen Safe Driving: How Teens Can Be Safer Drivers | NHTSA. Accessed April 4, 2022.
National Highway Traffic Safety Administration. Teen Safe Driving: How Teens Can Be Safer Drivers | NHTSA. Accessed April 4, 2022.
National Highway Traffic Safety Administration. Teen Safe Driving: How Teens Can Be Safer Drivers | NHTSA. Accessed April 4, 2022.

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