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January 23, 2025

Car Insurance: Do You Really Have Full Coverage?

Insurance companies, who like to make profits, may sell you “full coverage.” But beware! Full coverage legally is very different from what you should have practically. And not knowing the difference can land you in economic disaster. Car insurance can feel like a confusing maze of options and…

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Recent Blogs

Case Verdict – Malfunctioning Wheelchair Lift

September 17, 2021

Our client was a physically limited, though independent, wheelchair-bound man who relied upon a professional transportation company to take him around Broward County. The company hired an untrained and unqualified driver. Furthermore, the company failed to follow basic required maintenance procedures on its vehicles. Our client was taken from his home to an appointment at which point he was told by the driver that it was safe for him to exit the vehicle. The wheelchair lift then malfunctioned, sending him falling to the ground and fracturing his leg. He was admitted to the hospital and had surgery to repair the break. After an extended pre-suit period, we sued the transportation company alleging theories of negligence and neglect of a vulnerable adult under Florida Statute 415.1111. The case was settled for $120,000.00.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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Who Is Qualified to File a Wrongful Death Case in Florida

September 9, 2021

In a wrongful death, a life has been lost too soon and surviving family members are left to grieve, learn to live with loss and to figure out what their life looks like now with this gaping void. The wrongful death of a spouse or parent can have a lifelong impact on family members. If a loved one has fallen victim to a wrongful death, it’s important to know your rights and how you can receive the compensation you deserve to make your life as whole as possible again.

Wrongful death cases are different than other cases involving injuries or damages. Obviously, emotions run higher. Surviving family members are often overwhelmed, unsure which end is up and what to do first, facing mounting bills and pressure from the outside world. Additionally, Florida has a complex and specific statutory framework governing wrongful death claims.

For those reasons, when choosing an attorney to handle a wrongful death claim for your family, it is important that your find someone with considerable experience in handling these specific types of cases and the compassion necessary to be your confidant and counselor as you go through this difficult process. In this post, we will attempt to cover some of the basic elements of wrongful death claims which separate them for ordinary negligence claims.

What is a Wrongful Death?

A wrongful death is “when the death of a person is caused by the wrongful act, negligence, default, or breach of contract or warranty of any other person.” To win a wrongful death case, you will need to prove that your loved one’s death occurred because of someone else’s negligence or other wrongful act. Some examples of wrongful deaths could be a car accident, product defect or malfunction, or medical malpractice. A wrongful death case is brought in the civil courts and must be filed within two years of the victim’s date of death.

Who Can File a Wrongful Death Case?

In Florida, only certain people, known as survivors, may recover damages in a wrongful death claim. These survivors are typically the decedent’s spouse, children, parents, and, when partly or wholly dependent on the decedent for support or services, any blood relatives and adoptive brothers and sisters. A child born out of wedlock of a mother is included in the list of potential survivors, but not the child born out of wedlock of the father, unless the father has recognized a responsibility for the child’s support.

Following a wrongful death, an estate must be opened, and a personal representative of the estate appointed. The wrongful death victim’s personal representative is the individual who needs to file the case. A personal representative is someone that the victim had named in their will to fulfill this role. If there is no will or if the will does not name a personal representative, then the court will appoint someone to this role. The personal representative then files the case on behalf of the victim’s estate as well as the survivors.

What Can Survivors Recover in a Wrongful Death Case?

Depending on the specifics of the situation, survivors may be able to recover compensation for:

  • Lost wages and financial support that the victim provided to the family members
  • Loss of companionship and protection
  • Mental pain and suffering
  • Loss of parental companionship, instruction, and guidance
  • Medical and funeral expenses

In proving these damages, we spend considerable time with the surviving family members, learning about the deceased, the impact they had on their family lives and the hole that their passing has left. We work with recognized experts including mental health counselors and grief counselors, accountants, economists and others.

If your loved one experienced a wrongful death, contact the attorneys at Rader Law Group for a free evaluation of your wrongful death case. We will aggressively fight for your family to receive justice.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
The Florida Legislature. Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us). Accessed August 3, 2021.
The Florida Legislature. Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us). Accessed August 3, 2021.

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Understanding how Personal Injury Settlements are Determined for Spinal Cord Injuries

August 25, 2021

Every day in the U.S., approximately 49 new spinal cord injuries are diagnosed, totaling 17,900 new diagnoses last year alone. A spinal cord injury can have devasting results, causing permanent disability or even death. Depending on the severity of the injury, the lifetime cost of caring for someone with a spinal cord injury can be more than $5 million. If you or a loved one have been the victim of a spinal cord injury, you may be able to collect compensation for your injuries.

What Spinal Cord Injuries Are

Your spinal cord is a bundle of nerves that travels the length of your spine. It allows your brain to communicate with the rest of your body. You rely on your spinal cord to be able to move your limbs, feel sensations in your body, and control many of your body functions, such as urination and bowel movements. According to the Mayo Clinic, “a traumatic spinal cord injury may stem from a sudden, traumatic blow to your spine that fractures, dislocates, crushes or compresses one or more of your vertebrae. It may also result from a gunshot or knife wound that penetrates and cuts your spinal cord.” The most common causes of spinal cord injuries are, in descending order: vehicle accidents, falls, gunshot wounds, and sports injuries.

Types of Spinal Cord Injuries

There are two determinants of how severe a spinal cord injury is:

  1. Location on the spine
    Generally, the higher up on the spinal cord the injury, the greater the potential severity.
  2. Level of completeness of the injury
    An “incomplete” spinal cord injury causes partial damage to the spinal cord. People who have an incomplete injury can have some feeling or movement beneath the level of the injury. A “complete” spinal cord injury means a person has no feeling or movement beneath the level of the injury. This is the more severe type of injury and can result in paraplegia or tetraplegia.

Factors Impacting the Value of a Spinal Cord Injury Settlement

There are several factors that are weighed when determining the value of a settlement in a spinal cord injury case. These include:

  • Lost income
  • Cost of medical bills
  • Severity of injury
  • Daily activities that were affected by the injury, such as ability to work and care for oneself
  • How much pain and suffering the patient experienced
  • Permanence of the injury

A spinal cord injury can impact the quality of your life as well as have a significant financial impact on the rest of your life. Rader Law Group has won millions of dollars in settlements for victims of spinal cord injuries. Contact us for a free consultation on your spinal injury case. We will fight aggressively for you to receive the justice that you deserve.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
National Spinal Cord Injury Statistical Center. Facts and Figures – 2021.pdf (uab.edu). Accessed July 10, 2021.
National Spinal Cord Injury Statistical Center . Facts and Figures – 2021.pdf (uab.edu). Accessed July 10, 2021.
Mayo Clinic. Spinal cord injury – Symptoms and causes – Mayo Clinic. Accessed July 10, 2021.
National Spinal Cord Injury Statistical Center. Facts and Figures – 2021.pdf (uab.edu). Accessed July 10, 2021.

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Back to School Safety Tips for South Florida Residents

August 17, 2021

Back to School Safety Tips for South Florida Residents

School is back in session this week in South Florida which can be chaos for drivers during their commute to work and a potentially overwhelming situation for parents and children. This year more than others, with many South Florida children returning to school for the first time in a year and a half due to the Covid-19 pandemic, there are challenges and safety concerns that face us all. We encourage you to read and to speak with teachers, school administrators, local leaders, and pediatricians as we all attempt to navigate this new world together. Most importantly, speak with your children about safety rules to follow in and around school.

Commuters usually love the summertime because they know there will be no delays at crosswalks, no school zones and less traffic overall. During the first week of school, there is an increased risk of transportation related injuries for children due to pedestrian, bicycle, school bus, and motor vehicle accidents. This may be even more true this year, as it has been a long time since South Florida’s drivers have had to worry about busy school zones in the mornings and afternoons.

Here are a few things to consider and be aware of, especially for the first week back to school.

  • Give yourself a few extra minutes to get to work due to increased traffic, school bus stops and school zones.
  • Keep an eye out for young pedestrians that are paying more attention to their cell phones and friends than their route to school and the hazards they are facing.
  • Put your own cell phone away while you are driving. Looking down for even a second could cost someone their life, and create a horror that you will have live with for the rest of yours.
  • Stop fully at all stop signs and crosswalks. It is illegal to pass through a stationary stop sign or one held by a crossing guard.
  • Obey all school zones and keep in mind the speed limit in South Florida is generally between 15-20 mph during designated times of the day.
  • Teach your children to listen to crossing guards on the streets and teachers in the carpool lines. Make sure they know to look both ways before crossing the street, avoid distractions and being alert at all times.

A new school year is also a time for newly licensed drivers to commute to school. This can be exciting for them, but also dangerous. According to the CDC, teens are more likely than older drivers to underestimate dangerous situations or not be able to recognize hazardous situations. Car crashes are the #1 cause of death among teens. New drivers can be distracted more easily and are more prone to getting into a car accident since they are not as experienced. A new school year and using a new method of transportation could stress teens out and increase their risk of speeding to make it on time. Practice safe driving regularly with your teen drivers, make sure they put their phones down while driving (!!!) and look into the numerous apps to monitor their driving practices and habits.

 

According to the National Safety Council, most of the children who lose their lives in bus-related incidents are between the ages of 4 and 7, and they are walking at the time of the incident. They are either hit by the bus, or by a motorist illegally passing a stopped bus. Instruct your children how to enter and exit a bus properly, to wear seatbelts on the bus when they are provided and how to properly cross in front of a bus.

Accidents and injuries can also happen on playgrounds in and around schools. It is important that you speak with your children and calmly ask what happened, so that they feel comfortable explaining to you their injuries and symptoms. This is especially true with closed head injuries and concussions, which often go undocumented or undiagnosed. Make sure your children feel safe speaking to you and teachers about their injuries or safety problems around the school.

Childhood abduction is also a very serious concern as schools go back into session. Children should understand basic stranger rules, not getting into unknown cars and reporting suspicious activity to a responsible adult. Some parents use a password that only their kids and trusted friends and family will know in an effort to avoid abduction. Other parents now use tracking apps on phones, or chips and tags sewn into backpacks, to monitor where their children are.

Please keep all the students safe by taking extra precautions and stay alert while you are driving. With a little extra care and attention, we can all make it to our destination safely and ensure the safety of those around us, especially schoolchildren. We are all in this together.

If you or a loved one has experienced an injury in or around school, be it a traffic accident or crash, playground injury or trip and fall on school property, call the injury attorneys of Rader Law Group today. If you are interested in learning more about our firm, how we can help you or our continued commitment toward protecting the children in our communities, please email us or call us at 954-913-2273.

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How the Use of a Life Care Plan Can Maximize Your Personal Injury Claim

August 12, 2021

If you or a loved one have been seriously injured due to someone else’s negligence and plan to file a personal injury claim, developing a life care plan can help you to maximize the amount of funds that you are able to recover in your case.

What Is a Life Care Plan?

According to the International Association of Rehabilitation Professionals, a life care plan is “a dynamic document based upon published standards of practice, comprehensive assessment, data analysis, and research, which provides an organized, concise plan for current and future needs with associated costs for individuals who have experienced catastrophic injury or have chronic health care needs.” In summary, a life care plan is a document that details the lifetime needs of an individual with a chronic disability.

The plan is written by a certified life care planner, who, in addition to having a background in a health specialty, also has the additional certification of being a life care planner. Some backgrounds of life care planners include rehabilitation counselors, nurses, social workers, physical therapists, counselors and occupational therapists.

The life care planner reviews the individual’s medical records, any special equipment they need, daily care requirements, necessary adaptations to their home or transportation, employment records, and (if applicable) school records. They interview the individual, their family members, doctors, other healthcare providers, and any other relevant individuals to develop a full picture of the individual’s daily and lifetime needs. They also research and assign a cost to each element of the individual’s life. The end result is a comprehensive document that details nearly every facet of a disabled person’s life now and projected into the future and the lifetime costs they will incur as a result of this.

Why A Life Care Plan is Important

Due to its comprehensive nature, the life care plan is an excellent vehicle to educate the opposing side, judge, and jury on the severity of someone’s injuries and why they need the funding they are requesting.

  • The plan clearly identifies all of the medical issues the individual is experiencing and their life impact, so the opposing side, judge, and jury more easily understand the severity of the injuries and their toll on the individual’s life moving forward.
  • When asking the opposing side or the court for hundreds of thousands, or millions, of dollars in compensation, some people may think that the injured person is trying to make money off of a bad situation. The life care plan shows concrete reasoning for why you are asking for that specific dollar amount.

If you or a loved one is contemplating filing a personal injury claim, contact the experienced attorneys at Cutler-Rader to determine if a life care plan is the right option for you.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
International Association of Rehabilitation Professionals. What is Life Care Planning – LCP (rehabpro.org). Accessed July 1, 2021.

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Case Verdict – Multiple Collision Automobile Accident While On The Job

August 4, 2021

Our client, a young man of 26 years, was a seat-belted driver, in the course and scope of his employment, when the at-fault driver collided into the rear of his vehicle forcing our client to collide into the rear of another vehicle. The impact was so severe that it further caused our client’s vehicle to swerve in a Southeasterly direction making him collide with another vehicle. This crash wound up being an eight-car collision. The client’s vehicle sustained both rear-end damage as well as a frontal impact and as a result he was exposed to several collision related injuries and significant property damage.

Immediately following the automobile accident, he lost consciousness, caused by a drop in his blood pressure (Syncope) and he was placed on a stretcher and transported by Fire Rescue to the hospital. He was complaining of headache, neck, back and foot pain. It was determined after careful examination and multiple diagnostic tests that he had suffered a concussion, left subclavian thrombosis of chest, cervical herniated disc at C6-7 and C7-T, neck pain and back pain. He was instructed to follow up with a neurosurgeon for further evaluation.

After extensive care, medical bills in excess of $75,000 and experiencing pain on a daily basis, he says that the pain started the night of the accident, and it has become a part of his everyday life. He wakes up every morning with neck and low back pain. He is uncomfortable sitting for very long and has to lay down in hopes of relieving his low back pain and he experiences pain while driving during his work and neck pain when reading. He was and is still, very active physically, but he has never experienced neck and the back pain prior to this incident, because before the accident he was pain free. Even though he was unable to go to therapy because of COVID, and thereafter made a great recovery, Rader Law Group was able to obtain a substantial 6 figure settlement for their young client.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273

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For you, this is everything. You were wronged and it wasn’t your fault. At Rader Law Group, we know this. We know that every case we handle represents your life. The path to justice is an emotional one. You are angry and were wronged, and it is our responsibility to protect you and to insist that you get the justice you deserve. With decades of experience, we take those duties very seriously.

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Disclaimer: Past results are not a guarantee that we will be able to obtain a similar result for your case since each case is unique. Results represent gross judgement or settlement before any applicable post trial reductions and set offs, the payment of attorney fees, costs, Medicare, Medicaid and medical liens. All results are reflective of judgements or settlements obtained by an attorney at Rader Law Group, and may have been obtained before joining Rader Law Group.

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