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Being involved in a serious car accident or other injury can cause devastating physical injuries to your body. You may suffer from a brain injury that makes it difficult or impossible to perform daily tasks, lose mobility or use of a body part, or spend months out of work in rehabilitation. In addition to these physical injuries are the untold amounts of psychological distress that you and your family may experience. This can range from experiencing nightmares or flashbacks to developing mental illnesses such as depression, anxiety or PTSD. As an injury victim, you must learn how to live with the ongoing daily toll of the anger and sadness that your new life brings. Part of the claim for full and fair compensation that your injury attorney will be pursuing on your behalf is for that pain, the physical manifestation of your injury, and suffering, the mental or psychological effects caused by that physical injury and the impact it has upon you.

Calculating Pain and Suffering

There are two components to damages from a severe accident: economic and non-economic costs. Economic costs are the harms and losses including medical bills, prescription medicine costs, physical therapy, rehabilitation costs, costs for medical supplies, modifications to your home, nursing costs, etc., as well as lost wages or income, both in the past and in the future. Non-economic damages cover the pain and suffering, loss of enjoyment of life, mental anguish, and all of the other intangibles that the accident has caused in your life. These lost experiences, missed memories, and daily struggles are truly what make your claim personal, as everyone experiences them differently.

Non-economic costs don’t come with a specific price tag like medical bills. They are much more difficult to determine and cannot truly be calculated. Some methods, such as the multiplier method or multiplying the medical bills by 3, while widely used, are better served as predicators than true indicators of pain and suffering damages. Many insurance companies simply plug a few case-specific facts into a computer program, like the type of injury, the age and sex of the victim and the amount of medical bills and have a number for pain and suffering automatically generated.

This removes the human element from these non-economic damages. A good personal injury attorney will use the above factors to guide his assessment of the value of pain and suffering losses. However, the attorney also must spend time with the client, in their home, truly learning your story. Your attorney may ask for pictures from family vacations, gym records or descriptions of hobbies that you once enjoyed showing your loss of enjoyment of life. He must speak with close friends and family, employers and coworkers, to be able to effectively evaluate and present the non-economic claim to a jury. We call these people before and after witnesses, because they are the best people to explain to a jury how you were before your injury versus how you are now. Uncovering real life examples of how this injury impacted your life from those closest to you is often the best way to determine pain and suffering damages. Your attorney will analyze the facts of your case, the information he gathers from you and your before and after witnesses and filter it through the lens of his experience in handling similar cases to calculate these non-economic damages. One of the most effective tools and resources in determining the potential value of your pain and suffering claim is to conduct a focus group or mock trial. Giving real people the facts and letting them make a confidential and non-binding decision is often the best way to evaluate the value of these harms and losses.

The more you can show or tell a defense attorney, insurance adjuster or jury about how an injury has affected your life, the more potential value that claim may have. That said, there should be some correlation or connection of the physical injury to the emotional one. Juries may have a difficult time awarding significant pain and suffering damages when they feel that the physical injury was minor or that the injury victim made a good physical recovery.

Entitlement to Pain and Suffering Damages

Under Florida law, you will need to prove that you have significant and permanent loss of an important bodily function, permanent injury, and/or significant and permanent scarring or disfigurement in order to prevail on a claim for pain and suffering . Simply put, without an objective medical diagnosis from a medical doctor, something beyond bumps, bruises, sprains and strains, pain and suffering damages will not be awarded. You can prove this through the use of medical and psychological health records or testimony from doctors and mental health professionals. Once that burden is met, the jury is able to consider the evidence concerning the non-economic damages and determine whether or not to reimburse you for those losses.

Many websites offer online “Pain and Suffering Calculators” to estimate how much you might be able to collect in damages from your injury. However, these are grossly inaccurate and inherently flawed. Each case is different and decided individually on its own merits. To determine what your case is worth, contact Rader Law Group for a free consultation today.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
The Florida Senate. Chapter 627 Section 737 – 2021 Florida Statutes (flsenate.gov). Accessed July 31, 2022.

When you set up a carpool for your children’s activities, you expect that they will arrive at their destination safe and sound. It’s every parent’s nightmare to receive a call that their young child is being transported by ambulance to the hospital after being in an accident during their carpool. A million thoughts whirl around your head – will they be ok? Will there be long term damages? Will I have to take time off from work to care my child? How will we pay for the hospital bills?

Paying for Minor Injuries

If you own a car, the first place to file a claim is your own Personal Injury Protection (PIP) insurance. It may sound strange to call your own insurance company when you were not the driver in the accident, but since Florida is a no-fault insurance state, that is the first step. If you don’t own a car and don’t have your own PIP, you would file a claim with the PIP coverage of the driver where your child was a passenger. PIP insurance covers the driver of the car, their family members and any passengers in the car that lack their own PIP insurance. PIP only covers up to $10,000 of expenses for medical costs and lost wages, so if your child was badly injured, this will likely not be enough to cover their bills. PIP also does not cover for pain and suffering and mental anguish.

Paying for Major Injuries

If your child sustained a traumatic brain injury, spinal cord injury, scarring, or other serious, permanent injuries, you can sue the driver responsible for the accident. This may be the carpool driver, the other driver, or both, depending on who is found to be at-fault for the accident. This becomes complex very quickly if both drivers are found to be at-fault for the accident or one of the insurance companies is denying fault for the accident. Your best bet is to contact an experienced car accident attorney, like Rader Law Group, as soon as possible to seek justice on your behalf. You are entitled to receive compensation for medical bills, rehabilitation costs, medication, lost wages for you and/or your spouse, costs for future anticipated medical expenses for your child, and pain and suffering. We will employ every legal option for you to receive compensation for your child’s injuries. While the majority of cases are settled out of court, we have a team of litigators ready to fight your case in court if necessary.

You love your child more than anything in the world. They deserve to have the best medical care available, now and in the future, to help them recover from their injuries and live their best life possible. Contact Rader Law Group today for a free consultation so we can advise you of your options and start on the road to financial recovery from your child’s accident.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Florida Department of Highway Safety and Motor Vehicles. Crash Dashboard – Florida Department of Highway Safety and Motor Vehicles (flhsmv.gov). Accessed July 5, 2022.

From January through June of this year, Florida experienced 188,093 auto accidents, resulting in 1,664 deaths and 119,143 people with injuries . Literally thousands of lives changed in an instant just in this period of a few months. If you were to become involved in a motor vehicle accident, would you know what to do? Your actions can play a role in the outcome of the accident if either you or the opposing party file a lawsuit.

• Stay at the scene of the accident. Even if you think you are at fault, leaving the scene of the accident without exchanging information with the other driver is against the law.
• Call 911 to report the accident and have a police officer come out to inspect it and write an accident report. If anyone is seriously injured and needs an ambulance, let the 911 operator know this when you call.
• Exchange information with the other driver. This should include writing down their name, phone number, email, and photographing their driver’s license and insurance card. Also take down the name and contact information for any witnesses.
• Take photographs and videos of the accident scene. Make sure to include damage to the cars, their positions, any skid marks or auxiliary damage to the road or other structures. Also take photos of any visible injuries that you or your passengers have sustained.
• Jot down notes for later to remind you of the weather, such as if there was heavy rain or fog, traffic and road conditions, such as any construction, debris in the road, or heavy traffic. If you can, write down all the events from a few minutes before the accident until the accident occurred. This will be helpful if you forget details later, as often happens.
• Seek medical attention as soon as possible. If you are badly injured, take an ambulance directly from the accident scene to the hospital. Even if you don’t feel injured, its still important to visit a doctor’s office or hospital within 24 hours. Right after the accident you may have an adrenaline rush which prevents you from feeling the full extent of your injuries. Moreover, the longer you wait to go to the doctor, the easier it will be for the opposing party to claim your injuries are the result of something other than the accident. It’s also important to note that Florida Personal Injury Protection (PIP) insurance requires that you visit a doctor within 14 days of an accident in order to make a claim.
• Call an experienced personal injury law firm, like Rader Law Group, as soon as possible after the accident. We will advise you of your legal options to seek compensation for your injuries. The sooner you call the sooner we can fight for you to receive justice.

Rader Law Group, LLC

With decades and decades combined experience, the attorneys at Rader Law Group understand the meaning of Justice. Our one and only mission is to get each client the justice he or she deserves; our team of attorneys never back down when we know our client is right.
We offer our clients the compassion and guidance they need as they work through trying times in their lives. The balance of working relentlessly for our clients combined with our caring approach has helped us achieve a fantastic record of success with our clients. We get our clients the justice they deserve.

At Rader Law Group, You matter. Your justice matters. Your Justice Starts Here. 954-913-2273.

References Used:
Florida Department of Highway Safety and Motor Vehicles. Crash Dashboard – Florida Department of Highway Safety and Motor Vehicles (flhsmv.gov). Accessed July 5, 2022.